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Michigan ZIP Codes
Monroe County
Luna Pier, MI
48157
48157 ZIP Code — Luna Pier, MI
Monroe County, Michigan
ZIP code 48157 is located in
Luna Pier ,
Michigan ,
within Monroe County .
It covers approximately 0.94 square miles and serves a population of
1,225 residents.
This is a po box ZIP code in the Eastern (ET) timezone,
served by area code 734 .
About ZIP code 48157
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $163,800. Owner-occupancy is high at 77%, well above the national average.
Median household income is $48,073. Poverty affects 28% of residents, above the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.
College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
Overall, ZIP code 48157 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.
48157 ZIP code map
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Cities in ZIP code 48157
Below are the cities the US Postal Service accepts for ZIP code 48157. Using any city not on this list may result in mail delivery delays.
Demographics
updated 06/2026
Population
Total population
1,225
Population density
1,303 / sq mi
State FIPS
26
County FIPS
115
Geography
Land area
0.94 sq mi
Water area
0.02 sq mi
Latitude
41.8155
Longitude
-83.4340
Timezone
Eastern (ET)
Area code
734
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
58.4%
36.2%
42.6%
$50k – $100k
26.5%
34.2%
31.1%
$100k – $200k
13.5%
24.9%
20.6%
Over $200k
1.5%
4.7%
5.7%
Demographics & statistics
$48,073
Median household income
$163,800
Median home value
18.2%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 194 15.8% 18 and over 1,031 84.2% 65 and over 401 32.7% Median age 52.1 years
Race & ethnicity
Black or African American
1.1%
Group Count % White 1,130 92.2% Two or more races 69 5.6% Black or African American 13 1.1% Asian 13 1.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
58.4%
36.2%
42.6%
$50k – $100k
26.5%
34.2%
31.1%
$100k – $200k
13.5%
24.9%
20.6%
Over $200k
1.5%
4.7%
5.7%
Range % of households Under $10k 7.9% $10k–$15k 7.4% $15k–$25k 10.6% $25k–$35k 12.7% $35k–$50k 14.3% $50k–$75k 12.4% $75k–$100k 10.6% $100k–$150k 16.7% $150k–$200k 5.0% $200k+ 2.3% Median income $48,073
Housing
Housing overview
Metric Value Median home value $163,800 Median rent / month $388 Owner occupied 77.0% Renter occupied 23.0% Vacant 13.1% Single-family detached 77.6% Large apartment buildings 6.2% Mobile homes 0.0% Median rooms 5.7 Avg household size (owned) 2.02
Year built
Era % 2020 or later 0.0% 2010–2019 3.4% 2000–2009 9.7% 1990–1999 9.9% 1980–1989 2.4% 1970–1979 14.7% 1960–1969 5.7% 1950–1959 20.3% 1940–1949 12.3% 1939 or earlier 21.7%
Bedrooms
Size % of units No bedroom (studio) 0.8% 1 bedroom 16.1% 2 bedrooms 28.0% 3 bedrooms 41.3% 4 bedrooms 11.0% 5+ bedrooms 2.8%
Vehicles per household
Vehicles % of households No vehicle 4.8% 1 vehicle 44.0% 2 vehicles 37.2% 3 or more 14.0%
Heating fuel
Fuel type % Utility gas 83.1% Electricity 11.8% Propane / LP gas 2.7% Fuel oil 1.3% Wood 1.1%
Households & families
Household type Count % Married-couple family 228 36.7% Cohabiting couple 25 4.0% Male householder, no spouse 201 32.4% Female householder, no spouse 167 26.9% Households with children under 18 90 14.5% Households with seniors (65+) 309 49.8% Average household size 1.97
Marital status
Status Male Female Never married 26.3% 17.1% Married 41.0% 49.3% Separated 0.4% 3.8% Widowed 1.6% 11.1% Divorced 30.6% 18.7%
Education
Some college, no degree
30.8%
Graduate / professional
9.7%
Metric % HS diploma or higher 94.7% Bachelor's or higher 18.2%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 4 2.1% Kindergarten 1 0.5% Elementary school 104 55.0% High school 41 21.7% College / grad school 39 20.6%
Employment
Industry of employment
Education & healthcare
19.7%
Professional & management
14.6%
Arts, food & hospitality
10.0%
Transportation & utilities
7.1%
Finance & real estate
3.3%
Public administration
3.1%
Occupation
Category % Management, business & arts 33.5% Service 14.9% Sales & office 18.0% Natural resources & construction 11.1% Production & transportation 22.6%
Employment type
Type % Private sector 89.6% Government 6.0% Self-employed 4.4% Unpaid family workers 0.0%
Commute
Method % Drive alone 81.5% Carpool 9.2% Public transit 0.0% Walk 1.1% Work from home 5.7% Other means 2.5% Avg commute (minutes) 25.6
Poverty
Married-couple families
15.4%
Female-led households
56.6%
Income support
Source % of households Social Security 50.4% Retirement income 35.7% Supplemental Security 4.7% Cash public assistance 2.1% Food stamps / SNAP 15.3%
Health indicators
Condition % Obesity 41.4% High blood pressure 35.9% High cholesterol 34.1% Diabetes 11.4% Heart disease 6.7% Stroke 3.3% Asthma 11.7% Arthritis 30.4% Kidney disease 3.0% Pulmonary disease 8.7% Cancer 6.7%
Behavior / access % Smoking 22.1% Binge drinking 18.6% No physical activity 21.6% Less than 7 hrs sleep 33.7% Depression 24.1% Fair or poor health 16.1% Poor mental health 17.4% Poor physical health 12.1% No health insurance 9.7% Visited doctor (checkup) 72.5% Visited dentist 66.2% Cholesterol screening 90.4% Teeth loss 13.9%
Veterans & disability
Veterans Count % Civilian veterans 133 12.9%
Disability % Any disability 20.4% Under 18 18.0% 18–64 years 21.1% 65 and over 20.4%
Health insurance coverage
Type % Private insurance 60.9% Public insurance 57.0% No insurance 3.2% Uninsured under 19 3.3%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,162 94.9% Spanish 9 0.8% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 9 0.8%
Place of birth & citizenship
Origin Count % Native born (US) 1,185 96.7% Born in same state 1,175 95.9% Born in different state 476 38.9% Foreign born 10 0.8% Naturalized citizen 40 3.3% Not a US citizen 40 100.0%
Ancestry
Ancestry Count % Italian 154 12.6% French 115 9.4% Arab 36 2.9% German 28 2.3%
Ancestry Count % Irish 14 1.1% English 11 0.9% Polish 9 0.7%
Technology access
Metric % of households Computer access 50.7% Internet access 90.7%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 48157
What city is ZIP code 48157 in?
ZIP code 48157 is primarily assigned to Luna Pier, Michigan.
What county is ZIP code 48157 in?
ZIP code 48157 falls within Monroe County, Michigan.
Does ZIP code 48157 have an older population?
33% of residents in ZIP code 48157 are 65 or older, above the national average of ~17%.
What is the poverty rate in ZIP code 48157?
28% of residents in ZIP code 48157 live below the poverty line, above the national average.
Does ZIP code 48157 have a large retiree population?
50% of households in ZIP code 48157 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 48157 have a large veteran population?
13% of civilians in ZIP code 48157 are veterans, above the national average of ~7%.
What timezone is ZIP code 48157 in?
ZIP code 48157 observes the EST timezone.
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